The stack
Four layers, one architecture.
Customers are served at the top. Ownership and the long-term mandate sit at the base. Each layer has its own job, and every site in the stack links back here.
Ventures
Operating companies serving customers. Customers always come first.
Technology & research
Non-profit entities that build shared technology and research for everyone in the stack and beyond.
Marketplace
Moneypal Digital Services, run by a Board of Directors and professional executive management. It connects the ventures to Moneypal Trust Networks.
Ownership
Nirmund Trust holds the long-term mandate and the collective wealth of every company above it. Every employee of every group company, in every layer, is a member, automatically. There is no other way in.
Reading the stack
Why it is built this way.
Up the stack: service
Each layer exists to serve the one above it, and the top layer serves customers.
Down the stack: patience
The further down a layer sits, the longer the view it takes. The base takes the longest view of all.
Across the stack: one membership
Whichever company you work for, in whichever layer, you are a member of the same trust.