Nirmund · Layer 1
From pyramids to circles.
Nirmund is two things: an architecture of nested networks, and a philosophy of management that keeps decisions close to the people they affect. Nirmund Trust holds the long-term mandate of every company built on it.
What Nirmund is
Two things, held together.
Nested networks
Small circles of people who know and trust each other, joined into larger circles, without any circle losing its own identity, decisions or customers.
The architecture → A philosophyA way of managing
Authority sits with the circle closest to the work. Shared services serve the circles; they do not own them. Everyone who builds the companies owns a share of what they build.
The philosophy →The architecture
Circles inside circles.
A pyramid concentrates decisions at the top. A nested network keeps them in each circle, and lets circles join larger ones to reach further. The household is always at the centre.
Each circle keeps its own customers, data and decisions. What it gains by nesting is reach.
- The Entrepreneurial Household
A shop, a farm, a workshop, a practice: the unit where a person becomes a producer, not just a consumer.
small.mp → - NEST
A bounded trust network: a marketplace, cooperative or community that households run together.
eSamudaay → - Hub
A local operator that connects NESTs and households in a place.
Moneypal Trust Networks → - Marketplace
Discovery, reputation and commerce across many Hubs and NESTs.
moneypal.mp → - Open network
Interoperation with India's open commerce network, so every circle can trade beyond its own apps.
The philosophy
How we manage.
Pyramids to circles began in 2016 as a way of running companies. These are the principles every company in the stack works by.
Circles, not pyramids
Decisions sit with the circle closest to the work, not at the top of a hierarchy.
Nested, not merged
Circles join larger circles to reach further, without giving up their identity, customers or data.
Steward, not shepherd
Shared technology, standards and compliance are services to the circles. They give no one control over them.
Customers first
Operating companies serve customers. Every layer beneath them exists to help them do that well.
Owners, not only employees
Everyone who works in a group company is a member of the trust that holds the group's long-term wealth.
Built to last
We judge decisions over generations, not quarters, for as long as humans buy from other humans.
Nirmund Trust · Layer 1
The trust underneath everything.
Operating companies sit at the top of the stack. Nirmund Trust sits at its base and holds two things for all of them.
The long-term mandate
Why the companies exist and what they must protect, kept steady while markets and managers change.
Collective wealth
Shared assets and amenities that no member could afford alone, built alongside each member's own wealth, not instead of it.
Who is a member
Every employee of every group company, in every layer of the stack, is a member of Nirmund Trust, automatically.
There is no other way in. Membership comes only through working in one of the companies.
The stack
Four layers, one architecture.
Ventures
Operating companies serving customers: Moneypal Software, Moneypal Marketplaces, small and Manipal Capital.
Technology & research
Non-profits that build shared technology and research: eSamudaay and the Vishva Vijayaa Foundation.
Marketplace
Moneypal Group, run by a Board of Directors and professional management.
Ownership
Nirmund Trust: the long-term mandate and collective wealth of every company above.